Riskiest home ever? 😬
Bricks & Risk PodcastMay 07, 202500:00:54

Riskiest home ever? 😬

Ever tried insuring a house with a rooftop slide into a pool? 🏠💦 Spoiler: no insurance company wants that risk. In this jaw-dropping real-life example, we dive into why extreme backyard features — like rooftop slides, trampolines, diving boards, and even basic pools — are becoming red flags for insurers. These added exposures increase the likelihood of injury, and with rising litigation and massive “nuclear verdicts,” many carriers are walking away from these risks altogether.

Even when coverage is available, homeowners often face steep premium hikes or must meet strict safety requirements. In many cases, if the risk is too high — like a slide coming off the roof — coverage might be denied entirely. This clip highlights the very real challenges agents and insureds face when fun meets liability in today’s high-stakes insurance environment.

🔥 Don’t miss this wild story from the frontlines of casualty insurance.
#Insurance #RiskManagement #HomeInsurance #BackyardRisks #BricksAndRisk #Shorts #RealEstate #LiabilityCoverage
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