DIY Will Never Save your Money
Bricks & Risk PodcastAugust 28, 202600:00:41

DIY Will Never Save your Money

There is a reason DIY almost never actually saves you what you think it will, and Tim Garrity breaks it down perfectly in this clip using something as simple as a self applied spray tan. It starts as a lighthearted comparison, Tim relating his own DIY attempt at homemade cheesesteaks to the temptation of skipping a professional like Marla Sacchetta, founder of the mobile spray tan business And So It Glows, and grabbing a bottle of self tanner off the shelf instead. But underneath the humor is a genuinely useful framework that applies to almost any service you might be tempted to do yourself instead of hiring a professional, whether that service is a spray tan, a home repair, or a financial decision that seems simple on the surface.

Tim lays out three specific reasons why DIY rarely delivers what people expect, and the logic holds up no matter what industry you are in. First, the end result simply will not look as good. There is a reason professionals like Marla spend years refining their craft, understanding product percentages, application technique, and how different skin types respond, and none of that expertise transfers just because you bought the same bottle they use. Second, and this is the part that surprises people most, the actual cost difference is often much smaller than expected. Once you account for the price of the product itself, Tim points out that DIY is rarely the bargain people assume it is, echoing his own math on homemade cheesesteaks costing nearly the same as ordering from his favorite spot, once every ingredient and every trip to the store gets factored in.

The third point is the one that gets overlooked the most, and it might be the most important. DIY is not actually free, it costs you time. Time spent researching which product to buy, time spent driving to get it, time spent figuring out the right technique through trial and error, and time spent actually applying it yourself, often with results that still fall short of what a professional could have delivered in a fraction of the time. When you add up the research, the purchase, and the application, the supposed savings start to disappear fast, and you are often left with a worse outcome, more frustration, and less time in your day than you started with.

This is a framework that translates directly into real estate, insurance, and small business more broadly. Anyone who has ever tried to save money by skipping a professional, whether that is attempting a task themselves, cutting corners on an inspection, or trying to piece together a policy without proper guidance, will recognize this exact pattern. The upfront savings almost never account for the hidden costs of time, quality, and the risk of getting it wrong, and Tim's breakdown is a clean, memorable way to explain why professionals exist and why their expertise is worth paying for in the first place. It is the same reason people hire a real estate agent instead of navigating a sale alone, or work with an insurance advisor instead of guessing at coverage, the expertise is the actual value being purchased, not just the end product itself.

For service based business owners like Marla, this clip doubles as a genuinely useful sales tool, a simple, honest explanation you can point skeptical customers toward whenever they wonder if hiring a professional is really worth it. It is not about convincing people DIY is impossible, it is about being honest about the real tradeoffs involved, something Tim manages to do in just a few minutes without ever sounding like a sales pitch. It is a reminder that professionals are not simply charging for a product, they are charging for years of trial and error that customers get to skip entirely.

Watch the full episode of Bricks and Risk to hear more from Marla Sacchetta on building And So It Glows from the ground up, the real science behind a great spray tan, and the marketing strategy behind growing a loyal client base for nearly a decade. Find Marla and And So It Glows on Instagram at andsoitglows, on Facebook at Andsoitglows, and online at andsoitglows.net.
Marla Sachetta, So it Glows, Spray Tan Business, So it Glows Spray Tan, @andsoitglows,